Talking Real Money Radio Show Dallas Texas
Don Mcdonald Real Money Radio

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Best of Talking Money: Questions to Ask the Annuity Salesman

Highlights from show aired March 27, 2021

There are many things to consider when looking at all the options for retirement. Many annuity salespeople make glittering promises, but are the products really all they say?

Some questions you should ask before signing up:
• What happens if you withdraw before you turn 59.5? Are there surrender charges? Taxes?
• What is the step up in basis?
• How did you find this annuity? Why did you pick it?
• How many others have you researched? How do they compare?
• What are the restrictions—especially if there is an upfront bonus?
• What is the actual performance history (not back tested with current index) net of fees?

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How to earn money from google pay app. Some other tips when looking at annuities:
• Compare the annuity to the bond market, not just the stock market.
• Ask for a detailed explanation of the return numbers and earnings numbers they are presenting.
• Look up the insurance company at different regulators to make sure it is a strong company.
• Remember to diversify: don’t put all your retirement funds in one annuity.
• Consider staggering your contributions so that you have different maturity dates.

If you have any other questions or need more clarification, please use the contact form below or call 1-800-588-7526.

Talking Real Money Radio Show Dallas Texas

Also, check our annuities resources on our resources page!

Don Mcdonald Real Money Radio

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